How to Deal with Recorded Statement

Frequently Asked Question: Insurance adjuster asked me to do a recorded statement. What should I do?

 

At any time while your case is pending, the at-fault party’s insurance carrier or even your own insurance carrier can request for a recorded statement from you. Most often, a recorded statement is requested when the lawsuit is in a pre-litigation phase. It is common for people to get nervous when requested to give a recorded statement. Below are list of things to prepare during recorded statement:

 

1. Keep it concise and simple

 

As you probably already know, everything you say may and will be used against you. Generally, when an insurance adjuster asks for a recorded statement, they want to get some particular information from you; it can be information related to the fact of loss to determine liability, treatment and injuries, and other things related to accident.

 

It is important to keep your answer concise and simple. This will minimize follow up questions and get to the point of your answer.

 

2. Try to remember key events before recorded statement

 

It is not uncommon for an adjuster to ask for a recorded statement months after the injury/accident happened. That also means your memory about some particular events is not as sharp anymore. It is advisable to take time and jog your memory so you are prepared during the recorded statement. This will also minimize the unnecessary or inaccurate information given during the recorded statement.

 

3. Always consult with your attorney

 

All in all, recorded statements can be tricky. While recorded statements usually can be avoided, there are certain circumstances where you need to cooperate. It is crucial to consult with an attorney when you are asked for a recorded statement so your attorney can assess the circumstances. Your attorney will also guide you through all the process and most importantly, be with you during the recorded statement.

 

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If you have more questions about how to deal with recorded statements, do not hesitate to contact me at contact@zaskiaputri.com or 206-660-6939.